The worst bank of India. Never take any service from this bank, whether a Credit Card, Debit Card or any Loan. I had Credit and Debit Card of this bank and suffered a lot for the last 3 years., every now and then they use to charge something or other from the account and they will tell that is mentioned there in the document you have signed. So once you have signed the account openning document with them, you are trapped. Even they take charges like Debit Card annual fees, which no other bank charges to you. I do beleive RBI has a rule about that, but very sure.
SO I HAVE LEARNED/ EXPERIENCED IN A HARD WAY(AFTER GIVING THEM A LOT OF MONEY AS CHANRGES) THAT I SHOULD CLOSE ALL TYPES OF RELATION WITH THIS BANK.
I WANT TO PUT IT HERE CAUSE YOU SHOULD NOT LEARNT IT THAT HARD WAY AND USE MY EXPERIENCE AND VIEW BEFORE GOING FOR ANY KIND OF RELATIONSHIP WITH THIS BANK.
-Thanks,
-Abhijit Mallick