Hi All, I am an account holder of ICICI Bank. I have good experience with the bank .The bank is also providing Good customer service .Good ATM service is also available in India. 3 Transactions are free for saving account holder in the month. cheques are getting cleared within the working period of time.you can do transactions by online and also using I Mobile Apps. you can do transactions like IMPS RTGS and ICICI to Other Bank. ICICI .to ICICI etc.If your account is locked then make simply call to the customer care by registered no and unlock your account immediately and enjoy the service.