DO NOT TRUST THIS BANK AT ALL - their staff will cheat you into signing up for policies and accounts that you do not understand. They changed the contract length of my accounts after signing the form! I even cancelled within the free look period after noticing this on the copy of the application forms and they still refuse to return my money!
I have contacted them on countless occasions, but they are refusing to cancel or return my money. And despite asking them about the corrupt staff, they never comment on them.
A VERY FRAUDULENT COMPANY WHO YOU SHOULD NEVER TRUST.