Its me again with yet another review on ICICI Bank
The incident took place about 2 months ago.
One of my friend was planning to get engaged , but due to his impulsive and spent thrift nature , he never saved anything for himself.He is a hand to mouth person.
After he finally decided to get engaged with his girl freind, he decided to take a personal loan from ICICI Bank for 1 Lac to bear the expences for the engagement.
He read an advertisement in the news paper and accordingly he called the person to collect his document.Just to let you all know that this guy who came to explain the term and conditions was directly from ICICI
He was told that as he got a good track record for his two wheeler loan repayment , the amount would would be disbursed to him within next 24 hours @12%.My friend did not believed the executive and therefore he called the manager to confirm the same, the manager also told him the same thing after knowing his record.
Resultingly he made all the arrangement for his engagement like booking the banquet hall etc etc.
But at the same time he was waiting for his cheque .1 week passed by and only 2 days was left for his engagement.He was very much pissed off with the bank.Finally when nothing happened , he walked to the bank directly and asked them about his loan.
The reply which he got was surprising , ’’Sir, we would be more than happy to help you out , but due to RBI’s new policy , we cannot give a personal loan to a bachelor, personal loans are only available to married people’’
Due to this his engagement was cancelled , because he had no other option left than to reshedule his engagement. And my friend was doing an inter caste marriage, he had been going around with his girl firnd since last 5 years and after lot of obligation from his In-Laws , they agreed for this marriage.
Finally after this incident , my friend’s in-laws refused for the marriage.
His whole life has been shattered because of fuc ’’ICICI BANK , HUM HAIN NA , FOR SUCKING THE BLOOD OF INDIAN’’
Friends never ever keep any relationship with ICICI , they would make you shread the tears of blood.
Bye for now,
Ashish