After making full payment online I cannot use the ICICI credit card for nearly 10 days. I have been using ICICI Credit Card for the last 7 years without much problems and have been very regular in making payments. My credit limit is Rs, 48800.
Recently I made some heavy purchases close to my credit limit(Rs 48000 approx). I made the online payment on 3rd Nov. and ICICI received the payment on 7th Nov. For some reason beyond my comprehension they say that it will take another 2-4 days before I can start using the card again because they have to "Verify". Verify what? No one is clear on that .
All I know is that after making full payment online I cannot use ICICI card for nearly 10 days. For the 10 days I will use my Platinum SBI debit card which has a upper limit of One lakh. Who is the real looser?