I have been using ICICI visa credit card for few years, but now their services & rewards programs have become pathetic when compared to HDFC, SBI, CITI or Standard Chartered.
All the credit reward points get converted to payback forcefully every month end. Each point of payback is worth just 25paise!
I called their customer care but I cannot stop conversion to payback as they have tie-up. Hello, but I have tied up with you ICICI & not payback!
Also I hardly see any e-commerce website giving 5% or 10% cash backs on ICICI credit or debit cards.
I would not recommend this card to any one. I my self is planning to surrender it new year.