Hello ,
Everyone when ot comes to take interest on credit card bill this bank would be first to charge you and if you talk about emi or due payment as per genuine charge they will never agree for that and they talk with customer like langotiya yaar very unprofessional.
I cannt even believe is this the kind of service icici would provide unbelievable .very bad customer service.
I would rate this card 2 out of 5 , would not recommend this to anyone .