ICICI Bank had come out with the offer of 5% cash back for
its card holders. The conditions for availing the cash back were as
follows:
A minimum purchase of Rs.2000 was required on the ICICI Credit card.
Monthly bill amount on the card should be Rs 5000.
The amount should have been swiped on an ICICI bank charge slip.
Consequences : I had adhered to all the terms and conditions
mentioned above and had made a purchase of Rs 44, 350 on my ICICI credit card
for an electronics goods purchase. When I called them for the 5% cash back, I was told that tha cash back offer was not valid for electronics goods purchase!!
This was not communicated to me in any form before.
At the time of redumption, these guys make some kind of excuse and
put in their own terms & conditions to evade the offer. This has resulted
me in a loss of Rs 2000.
I’’m helpless now as they have denied to give me a cash back in spite
of adhering to all their terms & conditions mentioned in their print
advertisements.
So beware of ICICI Credit cards