ICICI bank is playing dirty business tricks with people who sign up for their credit card. They share the personal details with other companies and sister concerns like ICICI Lombard insurance.
Once you give an application for CC, you will get a call from ICICI lombard asking for insurance. Even if you reject, they will send you insurance and automatically charge you EMIs for the same to your credit card. When you contact ICICI credit card divison regarding same, they will respond that they dont know anything and will give you Lombard email id. Even if you send 10 mails, you wont even get a single reply from them. Then ICICI bank will torture you to pay the bill. Atlast even after getting the insurance cancelled, the ICICI will ask you to pay 3 month atleast.
ICICI and ICICI lombard insurance are playing cheap business tricks. Beware of them. They are biggest frauds... Check this link for ICICI insurance traps.
https://sify.com/finance/insurance/fullstory.php?id=14623965
Never take ICICI credit cards, instead go for an Govt bank for credit card.