Hello, ICICI Bank is really great bank and most popular in industrial sector or in city. ICICI Bank is providing credit cart with great service, but there are some cons. in coral card there is confusing yearly fee and feature provided by third party is incorrect.It has very least feature such as in movie ticket.Now a day all client want lifetime free card but this is not, and in this card there are also have poor feature in balance transfer.It also has less feature than some another bank credit card with no yearly charge.It’s credit limit is also very less.It should have more offers for big bazaar, make my trip, book myshow etc.These are some cons. in my point of view.There are also some pros in buying this card is this is good first time user and this card also good for those for who has already relation with ICICI bank.It has good reward point, and up to two complimentary lounge visit per quarter, You can fill fuel in any HPCL petrol pump with 2.5% discount in charge.