I am using this icici visa platinum chip card from last 10 months and I face some issues with this card.
high on interest
no card protection plan with card
hidden charges like services charges, annual fees, joining fees, etc
no joining perks. icici will provide you coupon code of provogue but it is totallu useless.
no fuel surcharge waiver
no reward points to incash, it provide payback point only.
use less card