I approached icici bank for home loan and the loan got sanctioned in 2 weeks. At the time of disbursement I got to know that, bank had not even reviewed the APF document of the builder and bank could not disburse the loan. These people can sanction you loan treating as if it is just a piece of paper. When asking them to return the processing fees as that sanction letter is no use for me, these people refused to return me the money.
Never go to ICICI bank for home loan. They promise more amount but there is a big fraud behind it and you will be left in middle of nowhere when you actually have to pay the amount to builder.