ICICI lombard is having cheap business tricks with people.
They collect your pesonal data from other companies like ICICI bank and will call you once you take a FD/MF or once you apply for a credit card with ICICI. They will have all the details with them and just ask you to verify and will say that they are going to send a Insurance with CC.
Many people who are not aware of the dirty business tricks of ICICI will say yes or If you say No, they will compel you saying that you dont have to pay till you sign. There starts you bad time. They will automatically charge you Credit card by converting to EMIs and after that they will never cancel it. After having lot of argument, you have to nag and go to pillar to pillar to get it cancelled. Again, they will ask to pay 3 months EMI to get cancelled..... and goes on......
ICICI lombard is cheating everyone... Read this news on sify...
https://sify.com/finance/insurance/fullstory.php?id=14623965
Never get into trap.... Beware...