I hold ICICI lombard family floater plan. recently my wife had to hospitalized because of sever back pain and was not able to walk. seeing her condition doctors admitted her immediately .since I was holding this policy, I applied for cashless claim and to my utter surprise they declined it saying that this is for diagnosis purpose and they will not give the claim. What?
This is absolutely ridiculous. I tried contacting them 4-5 times but they rejected my claim. Well I had no option I managed money from my friends and paid and moved out of the hospital. My wife was hospitalized for 4 days.
Luckily I was also covered by my company for another health insurance company. I applied for reimbursement there and believe me I got all my money without a single query. These were the same document I had submitted to ICICI Lombard.
So. never never buy any policy of ICICI Lombard. its a fraud company .pls pls I request all of you to go for any nationalized company rather than any of these.
THEY ARE CHOR - FRAUD PEOPLE . I HAVE TILL DATE ABLE TO DISCONTINUE 35 POLICIES OF MY FRIEND AND WILL REQUEST ALL THE READERS TO HELP ME AND US CLOSE DOWN THESE FRAUDULENT COMPANIES.