ICICI PRULIFE SMARTKID POLICY IS DESIGNED TO SAFEGUARD YOUR CHILD’S FUTURE WHETHER YOUR ARE THERE OR NOT. COMPANY GUARANTEES FIXED SUMS AT IMPORTANT STAGES OF YOUR CHILD’S VARIOUS STAGES OF EDUCATION, MARRIAGE EVEN IN YOUR ABSENCE PROVIDED THE POLICY IS IN FORCE IN YOUR LIFE TIME. FUTURE PREMIUMS WILL BE WAIVED OFF IN CASE OF UNFORTUNATE EVENT.