Icici prudential mutual fund offer you multiple option to invest. Wether debt, equity , hybrid , ELLS ( EQUITY LINK SAVING SCHEME for tax rebate under section 80 ccd) . Again this fund has dominated in BALANCED , EQUITY SCHEME) fund , given more then expected through benchmark index . Feriend this icici fund manager diversified your amount in top class sector or maharatanas company , by this it minimise risk and secure , safe your investment and give handsome rate of interest to your amount. Feriends I would suggest you to go with sip option ( systematic investment plan opt) .for atleast minimum 500rupees onward get the confidence and gradually enhance amount for atleast 3 to 5 year so that you get ( POWER OF COMPOUND INTEREST seventh wonder according to einsteen( scientist) .) along with this you minimise risk too.