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Gjys, I have been going through IDFC FIRST Bank personal loan reviews lately and I’ve decided to avail my personal loan from IDFC only. IDFC loan reviews are quite good and their features and benefits make up for it. They offer some really attractive interest rates, starting at 10.49%, it’s a totally digital and paperless process and offers flexible tenures of up to 60 months - which means ample time for us borrowers to repay on time.