There is huge multi crore scam busted they have links in China and Indonesia Hyderabad Gurgaon and Delhi police have taken big time action my advise is as soon as you uninstall app they will not be access your contacts and if they call you simply ask 3 questions Company Head Office Address GSTIN number and registration number with ministry of finance as NBFC Company cat will catch their tounge in the time of covid they took advantage of people who got unemployed or faced salary cut and always talk with them in high pitch voice