I am a victim of IFFCO Tokyo Health Insurance. I took a group insurance for my family. very first year there were few mistakes in age name etc in policy and card. Next year too the same thing happened. This is third year 2016 too there are mistakes. I now realise these are deliberately introduced mistakes so that they can use it as an excuse to no to pay us when we need a claim. Since Sep 2015 I am behind these people to correct the age of my husband in new policy and card provided. Today I was told to pay 5000/- rs more. Not sure what mistake I did. In 2014 my husbands age was 46 which was correct in policy as well as the card. During renual in 2015 it was reduced to 45. I.e IFFCO Tokyo is an anti aging package. And when I renewed it in 2016 it is 46 again. It’s in deed happy to see the age getting reduced but that’s a big mismatch for IFFCO not to pay us. So I lost almost 3 years and it was a huge risk. Now I will also loose the benefits I gained for past 3 years.
Beware of these clever insurance company.
Images of Cards attached for review.
Better go for traditional ones like New India Insurance etc