I am using this app from many years now and found it nice. It does what it is suppose to do. There are some good features and some are okay. What I dont like is: the money transfer time it takes and crash sometime. I hope they will bring more features like they charge for sending money to other banks. I think we should not be charged for that as we arw sending our own money . At least if we are using the app, fee should be waived.