Indian bank, according to my experience, is the only bank, which offers to the public, at affordable rate( the lowest, in many cases, in the industry;I shall elaborate this point), the very same services, which the other banks, private as well as public, provide charging higher tariff.
For example, there is a credit card, with name Bharath credit card, which is an EMV CHIP card, the income criteria for applying for this card is Rs.5000/- per month.The cash advance charge is just Rs.25/-. The interest also is the least, compared to other banks.
The Indian bank provides world class banking services, charging very less charges.
Hats off