I failed to understand how a bank can create such a stupid lousy app. I was trying to log into it. I tried 100 times, but it will deduct amount form SMS and then said can not send SMS. It required a lot to capacity to create such a stupid app. Why the Govt workers are so inefficient in India. I do not know who made the app but they should not be even working for IT sectors in India. Put some std 5 student. They will build better apps