Indian bank is one of the oldest bank in india. its an public sector bank.i have been using this bank a/c from last ten to twelve yrs but I hase’nt faced any major issue with the bank.the service provided and expected by them is upto the mark I have enjoyed my neft services with them my last ten yrs bcaz my insurance company payouts are linked with them.the charges regarding bounced cheque or any service charges like making drafts are comperetely resonable then the others pvt banks .i will recomnent to use indian bk for saving a/c.minimum bal requires it also very less which is 1000 rs it very resonable.