Indian bank credit card is really not worth full and will never get any benefits from that though during some offers it will be availed with the premium members and they will never take care about these services and the customer service is really bad.
One thing to note here is it has some more interest to have during purchases and it was very less in usage for me as I never look after to purchase with this as the credit points were too less and more interest.if we were the vivid shopper and need it more often then only choose for the premium one which is all together a burden in service and the information.but the interest rates were high and not well maintained records for the credit bill.