Your review is Submitted Successfully. ×
3.3

Summary

IndianOil Citibank Credit Card
sudarshan s s@mithoonangadi1
Aug 06, 2016 07:40 PM, 26039 Views
Best credit card!

I am sure that people who commute a long distance  using their own vehicle for office will like this. For every 150 spend in indian oil petrol pump you get credit of 4 turbo points which is equivalent of Rs. 4 i.e. approx 2.75% savings  plus as usual you get waiver on surcharge. With 40k spent in 3 months i.e. around 1.2 lakhs per year will make you earn sufficient points to have fuel worth of 70 liters. Amazing.


Spend 30k in a year your card charges will be waived off. 30k criteria in a year is too easy to meet.


For other spends you get 1 turbo points for every 150Rs spent.


Converting points to purchase fuel will be worth  as 1 point= 1 Rs.


But if you try to redeem points for paying credit card bill or other purchases you may get 1 point= 0.35 Rs  . Unless you have shortage of funds, always go for purchasing fuel against points rather than purchase.


As I said earlier this card is awesome for all people who commute long distance to office using their own vehicle because every spend on fuel will fetch you good points.


I am liking it.  Recommendable.

(0)
Please fill in a comment to justify your rating for this review.
Post
Question & Answer
×