DON’T TAKE THIS CARD! NO INDIAN OIL PETROL BUNKS ARE READY TO REDEEM THE POINT YOU GAINED.THEY SAY CITIBANK M/C IS NOT WORKING.I TRIED MANY TIMES AND FINALLY THE CARD EXPIRED WITHOUT REDEMPTION. ID U DON’T BELIEVE JUST ENQUIRE ANY NEARBY INDIAN OIL PB. LOOKS LIKE IT’S GAMBLE BY CITIBANK:(