I have bought many many products from pay tm even most popular branded like puma nike roaester motorola jbl sony samsung etc or local products but till now I have not any type or complain for this site and I most appriciate by its cash back money diposit policy. Every time every time till now I how many tym buy product pay tm deposit cash back money before product delivered to me and I appreciate this policy of pay tm and till now I have also no case for any quality or defective or wrong product from pay tm.