I’m like to remain credit healthy and regularly monitor my CIBIL to check growth. Last time I checked, it was 894, which is considered to be excellent.
Then I required a small amount as PL and saw bankbazaar.com advert, so logged-in and then I was eligible for loan from IndusInd Bank. I got pulled as it showed - no processing fee.
After application, the TAT mentioned was 7 working days. On regular followup with Bank bazaar and IndusInd, I came to know on 23rd day that my loan was rejected for no-mentioned-reason, from either.
The day I came to know, I applied the loan with HDFC Bank, and looking at my records, they disbursed that amount in 3 days. Thank HDFC!
And, SCREWW YOU GUYS AT BANK BAZAAR AND INDUSIND BANK.