I opened orange savings bank account in ing vysya bank in proddatur, cuddapah dist in jan 2007; with my business parner as a joint account;orange savings bank will be having the minimum balance of rs5000/-;Bank provided all the facilities to operate account in any manner;
I love the bank bcoz, atm is the stunning and wonderful feature of the bank;another better sounds is par cheque book in India usage; I also have an internet account with the bank, its also pleasant experience;
One time I was at some other place, I want a bulk of money to be needed on my businees purpose, so I called my partner and said to deposit the amount in the bank;he deposited and at that time par cheques were with me only and so I went to the bank at the place and withdrawn the amount by showing my pan card as a proof;i got the transaction done successfully;later in the evening I got a sms from bank that Rs50/- was deducted from my account;i thought why it got deducted and then assumed that due to withdrawl of bulk of money ata time by showing the pan card makes service charges for the bank r govt;
later on at free time , I went to the bank and asked what was the reason for amount deduction?he said that they r the denomination charges applicable for amount more than 1lac;ok I was satisfied with his response;but at the time of withdrawing the amount in that place , i also got all small notes consisting of 100’s and 50’s;
the bank should also give big notes to a customer making such bigger transactions;the bank can charge for denomination and why it is not viceversa;
anyhow only some cases bank is bad, rather it is better bank in all cases;