I had applied for ING Vysya Home Loan. I had submitted my documents along with processing fee cheque. It was told to me that cheque will be processed after I sign sanction letter.
My application was rejected and my account was debited afterwards for Rs 5515. I enquired about this from the person who has taken up my documents and was informed that it will be returned back to me in 2-3 days. Till date I have’t received my money back.( It is more than 20 days)
This is something never heard of in Banking fraternity. How can ING Vysya restore to such kind of activity which is primarily based on fooling around with the customer. I had enquired about the limit first for which he took my documents and informed me that he would tell me my eligibility first and than submit the documents.
Now they are deducting money for the service they have never provided. Just for submitting documents into the system they are charging Rs 5515. ( Remember inspite of my application being rejected I had to pay Rs 5515 ) . Be careful of ING Vysya Bank Home Loan. After 15 days of repeated follow up with ING Vysya Bank , finally I got my money back ( with deduction of Rs 750 against other instrumental charges)