I have applied for 5 lakh personal loan at INGVysa, Executive told me that you can pay spot payment any amount after six months... But you Know the logic... you can pay ex : I took 5 lakh loan After 6 months EMI My amount left =450000 Now spot minimum payment is =25% of 450000=Rs110000 Min amount one lakh 10 thousand need pay is it useful????
Initially told me that ..you can pay even Rs 10000 to any amount. Please dont go for the personal loan at INGVysa bank One more drawback is ... there is no online tracking facility for your loan account.
Regards
srinivas