Jkbank is the bank of j& k but it is not good bank it just charge huge interests on loan and it’s services very poor to customers it does not have u much interest on deposit I have submit 500 for 3 months and give me after 3 months they give 513 only the service of j& k bank is not good they don’t care about their customers .I have requested them and apply for credit card they don’t not issue me I have reminder them 2 weeks then they gave me my card and they have many formalities to take any loan if u need loan at a time u have to apply it for 1 week before of applying so it’s not a good bank.icici bank, sbi, etc are good then j& k bank I prefer u just take any other bank so u can’t meet any problem in future it is better then prevention is better than cure.jk bank security ia too poor my father’s card hacked my someone and somebody taken 35000 from his account and I have complaint to bank, police but nothing happen it just told me be care full from next time only