Jio money is an e-wallet from reliance jio.It provides multiple services like mobile recharge, dth, data card, electricity bill , gas payment, . toll payment.It also provides for online shopping and movie tickets .The idea of jio was good , to provide to customers the digital way of payment.But the failed in their approach. The design of the app is not as good as other e-wallet like paytm, mobikwik .Also the interface of the app is not impressive .The main problem that I have faced with this app is that my transactions have failed several times when I add money to it or recharge a mobile.Also in case of transaction failure, money is not refunded to the debit card etc. Therefore through my experience, I would suggest you all to avoid jio money app and look for other e-wallet like paytm, mobilwik, freecharge bhim etc which are providing good services than jio money.