Jio money is a e wallet app launched by jio . I use this app sometime ago and that time I faced many problems in that app. Whenever I open the app its take too much time to initiallizing and then after it says try again it happens with me more than 50 times. And then they took too much time for your proceedings and they also take charges for transfeting money to your bank account. I reccomende you to not use this app rather use paytm.