I booked a Wagon R Lxi from Kalayani Motors KR Puram and was offered no additional benefits other than the free basic accessories. They said they would take care of the loan funding as well. They gave me a quote with 10.75% interest rate for the onroad funding, but when the person from the bank came in he said that the rate is 11.25%!
I called up the person at Kalyani and he said that this is the rate avaialble and that I would not get loan anywhere below this rate. I checked on the bank website and it was 10.5% for the festival offer with zero processing fees! I went to the bank and got the deal at 10.5%. I also got a better deal with bumper to bumper insurance as well - Kalyani quote 16055 but I got it for 11639 from the bank directly!
All those who are planning to buy a new car, please be careful and I would suggest to go directly to the bank for any loans/insurance approvals as it will definitely be cheaper. Also, dealers are not giving anything extra other than what the parent company(in this case Maruti) has offered for discounts. Hope this will help. Better late than never.