Khazana jewellery doesnot even deserve one star . If you are buying schme you are trapped. During scheme closing you will come to know they are frauds. If you directly buy using cash discout will be 13% and for scheme people it will be 23%. So you are going to pay extra 9% if you have schme.
Ealier around 5 years before they were not doing it. Now they started cheating people especially in Marathalli branch. We had lots of discussion with their staff. They will not even less one rupee if they know you have scheme