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2.5

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Kotak - 811 & Mobile Banking
Dinesh Bharathi@dinezeazy
Aug 30, 2023 04:44 PM, 1305 Views
Unmasking the Deception: My Agonizing Experience w

Dear concerned readers and potential Kotak Mahindra Bank customers,


Today, I’m sharing my deeply disheartening experience with Kotak Mahindra Bank’s Kotak 811 account services. My intention in sharing this isn’t to bash a brand, but to shed light on my journey, hoping it helps others make informed decisions.


The Initial Disarray:


The saga began with unwelcome calls, pestering me to get a debit card for my Kotak 811 account, all the while charging me 300 rupees for something I had explicitly declined. Kotak 811 - the keyword that’s become synonymous with frustration. Imagine voicing your disinterest, yet being hounded incessantly.


An Unwanted Card, an Unwanted Deduction:


Let’s talk about a test I conducted. Transferring 300 rupees to my account, I watched as it vanished - not a shock, but a revelation. This revealed a system more convoluted than customer-friendly. Kotak 811, you disappointed yet again.


Futile Attempts to Reach Out:


To share my grievance, I sought to communicate, but your system demanded a phone banking PIN, a privilege I’ve never had. Kotak 811 - a name that shut its doors on my concerns.


Charging for Undesired Services:


Charging customers for unrequested services? It’s more than just unethical; it’s deception. A breach of trust, a betrayal of values, and the mark of a brand that chooses gains over customer satisfaction.


The Final Straw:


I’ve decided to part ways with Kotak Mahindra Bank, and it’s not about the 300 rupees. It’s about the values that Kotak 811 failed to uphold - trust, reliability, and integrity.


My intention isn’t to bid goodbye; it’s to bid farewell to an agonizing journey with Kotak Mahindra Bank. As consumers, we deserve better - better transparency, better services, and better values.


Let this be a warning to all potential customers, a narrative of my journey with Kotak 811 - an experience riddled with deception and disappointment.


With a heavy heart,


Dinesh

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