Friends today I am going to give the Kotak-811 review. Frist of all I talk about its service .its service is very nice. you can open its account on mobile at home. His account doesnt even take 5 minutes to get active.in todays time where the bank has to make line in the crowd.thats where you get all the services sitting at home. its banking is very safe. I have also opened my account at home from mobile.you can trust this bank and open your acount.6% interest in this banks savings account is fixed with the term and condition.