Hello friends, I opened zero balance account through this app 3 week ago and slightly get dissapointed due to their hidden terms and conditions. They offers you to open a zero balance bank account within 30 seconds without paper work at home with your mobile but after opening we have to do paperwork on next day for our fingerprint and other document verifivation. This is very light app with very basic layout. Its design is very simple due to which using this app becomes easy and it works on low configuration phone. This app contain almost all the features required for modern banking like mobile and dth recharge, upi, net banking, scan and pay, demate account etc.This app is useful only for students who wants to open their first bank account. This account is only valid for 1 year after that we have to convert it into normal bank account by visiting into their branch. They offers free net banking but charges very high for physical debit card.