1.Kotak 811 is a new age banking. you can open kotak 811 account by downloading kotak mobile app by registering aadhar card , pan card and other details.2.Kotak 811 is design so that anyone can use it without much difficulties. it is very easy and simple to use.3.There is lots of feature involve in the app like money transfer, mobile recharge, UPI transfer, IMPS, RTGS, NEFT, shoping etc.4.It is very useful app. its like bank in your mobile you can do anything without westing time. you can shop transfer money etc. just from home.5.i would highly recommed to everyone to try this app.thank you.