Hey frnds the keys fact for doing this reviewing of most irritating banking app I ever used in my life infact I think the most unrated app is working good in compared to Kotak 811 and don’t know why it’s called banking app dammed it’s charged the rental for atm but now a day all banking provides for free AS WELL AS Check book also but this dammed banks charge for atm for using only for one year. I mean what the. Please guys I really suggest you all by my side don’t even try mistakely. Thanks