Just want to add the fantastic experience I had with Kotak Bank 811. Yesterday I was just checking my emails and there was an email regarding Kotak bank 811 instant opening of zero balance account. I was looking for a new account and just with the curiosity of a new account in 5 minutes I gave it a shot.
If you have the details like you aadhar and Pan card along with you then yes, it is true I had my aacount open in 5 minutes.
For a physical debit card they charge you and it will be delivered at you given residence or office.
The very next day there was a person from the bank at my place for verification and my KYC details were taken and verified.
Excellent experience, This is called a Making of Digital India.
On that note Proud Raga Signing off