I have been used Kotak Bank Application regular on my android device for doing daily banking transactions and it is working quite well. Application is easily install and very user frienly to use once register with this. App provides multiple features like Online fd or RD, send money to other bank customers and Recharge and utility bill payments etc. Reliability of app is really great and I am very much satisfied with the features provided by this application. I am quite happy with the services provided by this app and we get reasonable value for money. Overall its a amazing banking app for kotak bank customers.