I visited Kotak Bank(JP Nagar branch) looking for investment options in mutual funds. Investment managers brain washed and made me to take Kotak Assured Savings Plan. The Policy term is for 15 years and I’m stuck with this now. They will pay only 30% of the premium paid after completion of 3 years which is absolutely bad. Don’t ever take any policy from Kotak Life Insurance. Don’t visit Kotak Bank branches asking for help and get misled. If you have to go, do your own research and visit the branch asking exactly what you need.