I have recently taken 4 policies from Kotak and was very happy with the financial advice provided by the advisers. The advisers and their managers showed there depth of the financial industry and provided the best solution.
The best part was that they never provided any false or fake assurance of returns instead they were honest. I really liked the approach and service provided. I have gone through the reviews here, but would advise people to go through the products clearly before taking decision. I would say, instead of going for LIC product which would fetch you a maximum of 6% returns on your investment, its better to go for a Kotak products which would give you a return of 8% which would be tax free income.
Think logically.I think the company is performing well and Kotak has been on of best in terms of their presence in financial industry. Or else they would have not got the banking license well before the business giants such as Reliance, Tata, L&T and LIC.