Beware of the agents from Kotak Mahindra.You may end up loosing a lot of money if you believe their agents. Who fools the customers for some commission. Their Douments are hard to understand and the agent gives lot of wrong expections that we may receive as much as 275% returns once we buy the Policy and it will be returned in 3 years. It is only after three years you will come to know that its actually not after3 years but after 15 years or we end up loosing the amount we paid in the first premium. You will receive less than what you paid in the remaining two years.
Regards,
Jose