I am an account holder of this bank from last five years and am totally satisfied with the quality an service rendered by Kotak Mahindra bank. I am sure that you all will to love to have an account on this bank as what I feel. The bank provide several facilities like phone banking which helps us to do transactions like paying bill and other using your mobile phone. The ATM is easily available in every corner of India. So there is no problem of finding ATM. The bank also provide feature of internet banking which helps in doing transactions online. Te customer service of Kotak Mahindra bank is very good and I love to have an account on this bank. I will prefer you all to open an account in this bank.