Kotak Mahindra Bank provides you a best service and they also gives you a high interest in savings account compare to other bank. Now Ing has merged with Kotak so there will be more benefit, more positive services will given by Bank.
Kotak bank provides you FD interest in savings bank account. Now don;t keep your money idle deposit in Kotak bank they will give yo the FD interest in this and the best part is you can withdraw that amount anytime without any charges.
There is only problem there locker rent is little higher from other bank but on other hand they give you more security also.