I opened my account 6 months later with Kotak bank.There service is too good and fast. After giving them my document my account gets opened in 3 days and ATM received after 9 days at my home via courier.
There website is also good and easy to use and their app also easy to use.
They give royal feel whenever I visited their branch.
Kotak service is too fast and quick as you dont have to sit or stand in long que to deposit ar taking your cash.