I had a salary account in this bank. otherwise had no interest in opening the account.
As the salary was directly deposited in my account and all the other transaction were done either online or through debit card, there were very few instances that I had to visit the back branch.
The only change that I could find was that the debit card used a 6 digit pin unlike the others which have 4 digit pin.
They were offering the demat account but I was not interested in stock during that period so I refused. and also the charges were quite high.
They are much less in other private stock brokerage companies. or depositories.
The number of ATMs are not that many. so have to use other ATMs.
Still would suggest the other banks.